You’ve taken steps to avoid identity theft, and maybe even applied a credit freezeto your credit report. You can sit back and relax, right? Wrong. You may have prevented identity thieves from opening new accounts in your name, but have you kept your existing credit accounts secure?
As opposed to identity theft where your information is used to create unauthorized accounts in your name, credit card fraud refers to a single existing account. A thief has stolen your card or has the necessary card information to make unauthorized purchases on that account.
How do you prevent credit card fraud? Here, we offer thirteen possible precautions:
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