Holidays are supposed to be a joyous time – but scammers can replace the joy of the season with the headaches of fraud. Help yourself and take some simple precautions to keep the Grinches out of your bank accounts during the holidays.
Phishing emails – Phishing, or emails with fake links designed to get your personal information, often ramps up at the end of the year. Fake delivery confirmations are an annual favorite.
Popular ones include the personalized letter from Santa to your child, solicitations from unknown third parties that offer gift cards or discounts in exchange for taking a survey, and fake renewal requests for things like insurance coverage.
Fake Charities – Unfortunately, fake charities often pop up during the holidays to take advantage of people’s generosity. Social media has become a popular method of attack for these scammers.