An Easy Way To Turn Unused Gift Cards Into Cash

Did Santa bring you more gift cards this holiday season? Do you have a pile of partially used gift cards with small remaining balances? You can redeem them as part of a larger balance, but if you don’t regularly shop at that merchant, that may not be practical.

Many consumers forget about partially used gift cards until the redemption value expires – leaving them useless for anything but scraping gum off of shoes or shimming wobbly end tables.

Did you know that you might be able to redeem the remaining balances for cash? Stores may have policies against cash redemption, but state law can dictate that companies must reimburse you if the remaining value is below a certain dollar limit.

The Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009 established baseline rules regarding gift cards, setting limits on inactivation fees and expiration dates. St…

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