Fetch Rewards App Review: Get Cash Back Grocery Savings

Most of us probably go grocery shopping 2 or 3 times per month.

Groceries are a big expense, and for many people buying groceries is one of their biggest monthly expenditures.

So why not earn a bit of cash back for all the money you spend at grocery stores?

Cashback apps and platforms are a dime a dozen these days, and there are several apps that will give you cash back at the grocery store. One that has recently stood out above the competition, however, is Fetch Rewards.

Fetch Rewards has recently received $25 million in funding, which put this app on a lot of people’s radar. In this article we’ll look at Fetch Rewards to determine if it’s a good option to help you earn rewards for your purchases. 

Fetch Rewards Website Homepage
Fetch Rewards Cash Back For Grocery Spending

Quick Summary

  • App is FREE to use.
  • Earn rewards on grocery spending.
  • No need to select deals before you shop.
  • Rewards issued quickly.

Fetch Rewards App Basics

Fetch Rewards is a mobile app that allows you to earn cash back by scanning your grocery receipts. However, unlike many receipt scanning apps, it doesn’t matter which store you buy your item from. You’re only required to purchase a specific product, and as long as it appears on your grocery store receipt, you can earn cash back. 

Although there may not be a massive amount of offers, Fetch Rewards is rapidly expanding, so you can expect to enjoy even more cashback deals in the future. The current offers include common items that you’re likely to buy most weeks. Just be sure that your offer doesn’t expire, and you scan your receipt as soon as you can after you’ve bought the item. 

Fetch Rewards uses the receipts from these offers to perform market research. This information is sold to companies who use the data to improve products and services, so you get paid for your part in this process. However, all information is anonymous, so you don’t need to worry about your privacy. 

free gift cards from fetch rewards app

How Does Fetch Rewards Work?

Fetch Rewards is remarkably easy to use. Once you’ve downloaded the app, you just need to sign up using your email address, Facebook account, or Google. You’ll need to supply your phone number and the state where you live, and once you’ve done this, you’ll receive a confirmation code via text. 

Fetch Rewards - Scan receipts earn rewards

To scan a receipt, you just need to open the app and select scan; you can then hit the camera icon and follow the prompts.

If your receipt is particularly long, you can take several pictures to cover the entire receipt. The receipt will be processed instantly, so you’ll see how many points you earned within just a few seconds.

As we touched on above, you should scan your receipt as soon as possible after you make a purchase, as there is a 14 day timeframe. 

Fetch Rewards Brands

You can earn points for each grocery store (or convenience store) receipt that you scan, but you can earn more points when you purchase brands that Fetch Rewards works with, including Breyers, Kraft, and other common brands. There is a list of participating brands and offers on the app, so you can check before you shop. 

The app does quite a good job of detecting all the brands on your receipt automatically and calculating your rewards, but there are occasions when some are missed. So, if you spot that you didn’t receive points for a qualifying brand, you can just tap on “Correct My Receipt,” and the app will guide you through the process to submit a claim. These prompts are easy to follow, and in most cases, you’ll receive your points in 24 hours or less once your claim has been evaluated.

You can also claim points from e-receipts for some specific online retailers. To do that just link up your Gmail, Yahoo, AOL or Outlook email address. It can then check your inbox for receipts that match eligible retailers.

You can also link your Amazon account directly and it will pull receipts from  your account.  Retailers currently eligible for e-receipts include Amazon, Walmart, Target, Costco, Jet and a few others. See their site for details. 

Fetch also has special offers to earn more points for limited periods. This can allow you to earn 500 to 10,000 points for specific items very quickly, so you can really boost your point balance. For example, to the right you’ll see a special offer for Breyers ice cream that gives you 850 points for buying their specific item.

Once you reach 3,000 points, you can cash out your rewards. The conversion rate is 1,000 points equals $1. You can redeem points for gift cards from hundreds of retailers, including Walmart, Amazon, and Target.

You can also cash out for Visa or Mastercard gift cards, but the conversion rate is higher, so it will cost 11,500 points for a $10 card, which is far more than a gift card. So, it may work out better to choose a gift card for your favorite retailer and spend your rewards there.

How Much Can You Earn With Fetch Rewards?

While it seems attractive that 1000 points equal $1, you may be asking realistically how much can you earn? The points earned will depend on the offers on your receipt. Fortunately, you can earn cash back for all offers on the same receipt, and you can maximize your earnings by checking the app.

The app will display the points offers that are currently available, and this is typically 250 to 2,000 points for each offer, so you can earn $0.25 to $2 cashback. The app will also help you to choose the brands that will earn you the most points. Every time you scan a receipt, the app will recommend products from alternative brands that you can buy on your next grocery store visit. 

You can also use the app’s smart list feature to create your shopping list, so you can choose the products that will earn you the most points. 

You should also bear in mind that Fetch Rewards has security measures in place that create a delay when cashing out more than one gift card. It can be better to opt for a higher value gift card, and this will also provide you with more retailer options compared to the $3 or $5 gift cards.

Additionally, if your account remains inactive for 90 days, your points balance will expire. If you’re not using the app frequently, it may be better to go for a smaller value gift card rather than risk losing your points. 

Referral Bonuses – Fetch Rewards Referral Codes

In addition to a sign up bonus after you scan your first receipt, you can also participate in the Fetch Rewards referral program.

You can use your unique code to refer any of your family members or friends. Once your friend scans their first receipt, both you and your friend will receive 2,000 points each. Use our code below to get your bonus!

Use our referral code, MREFX, during signup and you’ll get a bonus 2,000 Fetch Points ($2 bonus). We’ll get 2000 bonus points as well, thank you in advance!

You can generate your own referral code by clicking the “Me” button on the app and going to the “Referral Code” section. You can refer an unlimited number of people, so there is no limit to the number of bonus points you can earn. 

Other Benefits of Fetch Rewards

In addition to providing cashback on your grocery shopping, Fetch Rewards can also make a fantastic budgeting tool to control your spending on groceries. Since you’re scanning your grocery receipts, all of this spending will be separated automatically by the app into the types of food and store. This produces some great charts so you can track how much you’ve spent each month and ensure that you’ve not gone over your budgeted amount.

As we touched on above, you can also use the app to plan your grocery shopping. Shopping with a list is an effective way to avoid impulse buying and spending more than you expected. The app allows you to create a smart list and add any item and quantity to your grocery shopping list. You don’t even have to use app suggestions, as you can manually input the item using the keyboard. You can update quantities or sort items on your list and mark it as complete to cross it off. This means that you can have the app open as you shop without needing to have a pen and paper list. 

Another neat benefit of Fetch Rewards is that it also offers recipe inspiration. There are lots of recipe ideas, including desserts, kid friendly dishes, and even budget friendly recipes to help you plan your grocery shopping. If you do find a recipe that sounds good, just click on the + icon at the right hand side of the screen, and all the ingredients will be automatically added to your smart list. 

Ease of Use

Fetch Rewards is not only easy to use, but it is actually kind of fun. There are no store limitations, and you don’t need to worry about clipping coupons or taking note of special offers. This makes it different to many of the grocery store apps, as you just need to scan your grocery receipt, from practically any store, including convenience stores, big box stores, liquor stores in addition to regular grocery stores. You just need to make your purchase of grocery items and submit your receipt. 

Within a few moments, you’ll see the points in your Fetch Rewards account that you can redeem for gift cards at your favorite stores. So, you can turn your rewards into a free cup of coffee, a relaxing day off, or even just your next Amazon purchase.

Fetch Rewards Vs. Ibotta: How Does Fetch Reward Compare to Ibotta?

Ibotta is considered a giant in the cashback app niche, so it is a good comparison to see how good Fetch Rewards is. The principle behind the two apps is the same; both require that you scan your grocery receipts, and both have specific offers that allow you to earn bonus points.?

The main difference between Ibotta and Fetch Rewards is that Ibotta has been established far longer, so it has a more extensive list of both offers and rewards. However, Fetch Rewards is continuing to grow, so it should be able to offer more and more offers in the future. Another difference is that Ibotta allows you to redeem your points for gift cards and PayPal payments, which can be more appealing for some users. 

Ibotta Rewards App Vs. Fetch Rewards App

Ibotta also has a feature to allow you to earn cash back when you shop through one of its partner apps. You can click on the list of partners in the app, and you’ll be redirected to the store that includes Walmart, Groupon, and many other leading brands. After you make your purchase, you’ll earn a cash back bonus of up to 10%

Fortunately, you don’t have to choose one or the other as you can use both apps and double your rewards. While they are different apps, some of the products that qualify for rewards will be the same. Ibotta requires that you designate the products you want to buy at a specific store, but you can then compare this with the qualifying purchases on the Fetch Rewards app.

Once you’ve made your purchases, you can submit receipts to both of the apps, thereby multiplying the points that you earn for this single purchase. 

Fetch Rewards Pros And Cons

As with any platform or app, nothing is ever perfect. So there are both some pros and cons associated with Fetch Rewards. These include:

  • Points calculated in real time. 
  • Easy to use app.
  • No need to select any deals before you shop.
  • Physical and e-receipts supported.
  • Rewards issued quickly.
  • Large number of rewards available.
  • No PayPal or Venmo payment option.
  • No ability to link store loyalty cards.
  • Receipt scans don’t always find eligible items.

Fetch Rewards Gives You Grocery Savings

Fetch Rewards has been designed to offer a quick, easy reward system, so you don’t need to agonize about your grocery shopping. The company states that it has paid out more than $3 million since its launch, which is impressive considering the app only launched in early 2017. 

You don’t need to worry about clipping coupons or rushing around for limited time offers at specific stores, just so you can save a few cents. You simply do your shopping as normal and scan your receipt; you’ll immediately earn reward points. This makes it a simple platform to use and one of the best shopping apps currently on the market. 

This makes it a superb way to earn a little extra cash, enjoying savings, and reward opportunities. You can save every time you make a purchase, particularly if you like to buy products from partner brands.

You can also share this fantastic app with your family and friends, and both of you will enjoy bonus points. So, its a win, win scenario. 

Get Fetch Rewards through the link below!

Get Fetch Rewards