4 Tips To Get the Most Money From Your House Fire Claim
If you lost your home and belongings in a fire, you would likely file a house fire insurance claim. We know this can be a trying time for you, and that’s why we’re here to help! While we can’t compensate you for your loss, we can help you get the most money from your house fire claim. With our advice and the love and support of friends and family, you can come out of this situation even stronger.
Get Help From a Professional
You can file insurance and go through the claim yourself, but seeking help from a professional claims adjuster doesn’t hurt. One of the first things you should do when restoring your home after a fire is to get ahold of professional help. This takes some of the stress off your shoulders and ensures you file the claim correctly.
Don’t Wait for Insurance To Kick In
Unfortunately, when you file a fire claim under your homeowner’s insurance, you won’t receive money instantly. Therefore, you may need to dip into your savings for the time being. Don’t wait for your insurance to kick in to get what you need. However, do keep track of the money you spend and receipts so that your insurance can fully reimburse you afterward.
Ask for an Advance
If you’re in a pinch and don’t have enough available funds to begin restoring your property, you can always ask for an advance. An advance will cover immediate expenses, such as clean-up or temporary repairs. You will need to wait some time before you receive the full payout from your insurance, but the advance can keep your head above water for the time being.
Take Note of Your Lost/Damaged Items
To really get the most money from your house fire insurance claim, you must take note of any lost or damaged items. Unfortunately, this isn’t a fast process. It could take you months to inventory every lost or damaged item. Therefore, continue working with your claims adjuster, and don’t sign the Proof of Loss form until you know that you’ve listed everything on the document.
Experiencing a house fire and living through this stressful situation can take its toll on you. Luckily, you can catch a break with the help of professionals and our advice. Don’t be afraid to ask for help and moral support from friends and family. They can help to alleviate your stress and worries during this trying time!
